The Trusted Source for Mortgage Refinancing

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We Can Refinance Almost Any Situation, Mortgages Included..

We are refinancing specialists with 50 plus lenders that compete for your business and can finance almost every scenario.

Mortgage Specialists

First Time Buyers or a step up the property ladder, we’ve got the best rates available.

Mortgage Refinancing

Get the financial help you need, lower your payment drastically every month

Reverse Mortgages

Retirment just got a whole lot easier, Use your equity and be comfortable.

Bad Credit Mortgages

Sometimes life happens, let us get you the financing you need.

Bad Credit Refinancing

In trouble, refinancing can help egt you out of some sticky situations.

Second Mortgages

Great rates on a second mortgage, lower your payments.

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Experience in Every
Lending Situation

10,000+

Refinancings

50+

Lenders

20,000+

Total Clients Served

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REVIEWS

Having dealt with Samantha and her outstanding team throughout many mortgage transactions, I can attest that they are prompt professional and display an uncanny level of care and compassion to clients. She is a dynamic leader that inspires her team to go beyond for her clientele, with an emphasis on service. If you use her, I know that you will not be disappointed – the biggest piece I can provide to you is make sure you tell the whole truth! It is incredibly hard to help someone with their situation if the whole story isn’t told up front. She will advocate with the lender to get a solution that will help you get into a better position personally and financially. Thank you Samantha for everything you have done! You are the best!

Micheal Malcolm

12:50 30 Nov 18

Mortgages of Canada helped me with my mortgage refinance and I have to say the experience was amazing! They were attentive to all my needs and very detailed with everything along the way. The process was smooth and they made it seem simple, even though I know it’s not as easy as they made it look. Thank you Mortgages of Canada, I look forward to working with you in the future and will recommend you to all my family and friends!

Bruce Kotis

17:08 29 Nov 18

As a realtor, being able to refer my clients gives me piece of mind. Knowing that the Mortgages Of Canada Team will take care of them makes all the difference. They were able to arrange an equity takeout for my client which allowed them to buy their second investment property. Highly recommended and extremely professional.. and nice 🙂 Thank you for what you do

Andre Marto

20:52 29 Nov 18

As a first time home buyer I did not know what I should do to obtain a mortgage. I was referred to Mortgages of Canada and the team there was amazing. They gave me the option that better fit my needs in obtaining my mortgage more than the bank could have done. I am truly thankful to Samantha and her team .

Shaheedah Nelson

15:16 05 Dec 18

I definitely would recommend Mortgages of Canada. They succeeded where others failed. We tried 3 different brokers with no luck and then Janelle and Janessa were able to get us a deal. We are so grateful as this will make a huge difference in our finances. Thank you very much.

Giselle Russell

16:37 29 Nov 18

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MORTGAGES OF CANADA

Client Reviews

Rated 5/5 ★★★★★ based on 32 reviews.

‘’My lawyer called me today to let me know that my, ‘mortgage broker is amazing, she is so on point.’ It was a difficult deal, but your expertise and wisdom on home mortgage loans is far beyond any other brokers knowledge I’ve experienced. I cannot thank you enough.’’

– A. Phillip

Heather & Keith

‘’We were getting ready to renew our mortgage, so we contacted Mortgages of Canada to help. What a great choice! They walked us through the whole process and helped us negotiate a much better interest rate than we had before. I am so happy we went to Mortgages of Canada.’’

C. Williams

‘’I was looking to buy a duplex as an investment property for my portfolio. I found Mortgages of Canada online and they helped me through the entire pre-approval mortgage process. Because of them, I now have a nice place to stay and an apartment to rent out. I don’t think I could have done it without Mortgages of Canada.’’

Bill & Lucy

‘’We were looking to refinance our mortgage to do some home improvements, but we wanted to review our options. We heard about Mortgages of Canada from a friend, so we checked them out. Their knowledge on home mortgage loans had us sold. The refinance process was easy and we used the money to increase our property value.’’

Dan & Cindy

‘’We wanted to get a home mortgage loan through our bank but came across your website on the Internet. Are we ever glad we did! We literally saved tens of thousands of dollars on our mortgage and the whole process was a breeze. Thank you for all your help! ’’

Samantha Brookes

CEO, Mortgages of Canada

Mortgages of Canada has quickly become one of the fastest growing and most reliable mortgage brokerages in the country. With more than 14 years of experience in home mortgages, refinancing, debt consolidation and home equity loans, Samantha and her team offer flexible solutions tailored to meet your needs. At Mortgages of Canada, our customers are at the center of everything we do.

We pride ourselves on our responsiveness to your inquiries and work to make the mortgage application process as simple as possible, knowing that understanding your mortgage options can be complex, it’s our goal to make sure you have everything you need to make the right choices.

Bad Credit, Why Refinancing?

Lower Interest Rates

Don’t let penalties deter you; first, know the numbers. Breaking your contract for a lower interest rate can save you money over time, depending on the penalty and the size of your outstanding mortgage. If you hold a variable rate mortgage, then expect to pay a penalty of three months interest, and if you hold a fixed rate mortgage, then you will pay the greater of three months interest or interest rate differential penalty.

mortgage broker wood home

Access Your Equity

By refinancing, you can access up to 80% of your home’s value less any outstanding mortgages. That’s extra money for investment opportunities, home renovations, or your children’s education. There are several ways to access this equity including breaking your mortgage, taking on a home equity line of credit or blending and extending your mortgage with your current lender.

Orangeville realtors in living room

Consolodate Debt by Refinancing

If you have enough equity in your home, you will be able to pay-out high-interest debt through a refinance. For example, if you have a number of outstanding debts, such as a car loan, a line of credit, or credit card bills, you may be able to consolidate all of the debt through the variety of refinance options available.

4 ) Renovations,

Since your home is likely your most important investment, renovations are a great way to increase your property value and also make daily living more comfortable. When thinking about funding sources, keep in mind the type of renovations you want to perform, the amount of money you need, and how long you anticipate paying off these costs.