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Smiling Family
Turning Dreams into Addresses

Explore Unbeatable Mortgage Services
with Mortgages of Canada

We Can Mortgage Almost Any Situation, Bad Credit Included..

We are refinancing specialists with 50 plus lenders that compete for your business and can finance almost every scenario.

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Mortgage Renewals

Reviewing your options when your Mortgage is renewing can save you thousands.

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Mortgage Refinancing

Get the financial help you need, lower your payment drastically every month

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Reverse Mortgages

Retirement just got a whole lot easier, Use your equity and be comfortable.

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Bad Credit Mortgages

Sometimes life happens, let us get you the financing you need.

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Bad Credit Refinancing

In trouble, refinancing can help get you out of some sticky situations.

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Second Mortgages

Great rates on a second mortgage, lower your payments.

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Experience in Every
Lending Situation


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Client Reviews

Rated 5/5 ★★★★★ based on 32 reviews.

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‘’My lawyer called me today to let me know that my, ‘mortgage broker is amazing, she is so on point.’ It was a difficult deal, but your expertise and wisdom on home mortgage loans is far beyond any other brokers knowledge I’ve experienced. I cannot thank you enough.’’

– A. Phillip

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Heather & Keith

‘’We were getting ready to renew our mortgage, so we contacted Mortgages of Canada to help. What a great choice! They walked us through the whole process and helped us negotiate a much better interest rate than we had before. I am so happy we went to Mortgages of Canada.’’

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C. Williams

‘’I was looking to buy a duplex as an investment property for my portfolio. I found Mortgages of Canada online and they helped me through the entire pre-approval mortgage process. Because of them, I now have a nice place to stay and an apartment to rent out. I don’t think I could have done it without Mortgages of Canada.’’

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Bill & Lucy

‘’We were looking to refinance our mortgage to do some home improvements, but we wanted to review our options. We heard about Mortgages of Canada from a friend, so we checked them out. Their knowledge on home mortgage loans had us sold. The refinance process was easy and we used the money to increase our property value.’’

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Dan & Cindy

‘’We wanted to get a home mortgage loan through our bank but came across your website on the Internet. Are we ever glad we did! We literally saved tens of thousands of dollars on our mortgage and the whole process was a breeze. Thank you for all your help! ’’


CEO, Mortgages of Canada

Mortgages of Canada has quickly become one of the fastest growing and most reliable mortgage brokerages in the country. With more than 14 years of experience in home mortgages, refinancing, debt consolidation and home equity loans, Samantha and her team offer flexible solutions tailored to meet your needs. At Mortgages of Canada, our customers are at the center of everything we do.

We pride ourselves on our responsiveness to your inquiries and work to make the mortgage application process as simple as possible, knowing that understanding your mortgage options can be complex, it’s our goal to make sure you have everything you need to make the right choices.


Self Employed

Before the world’s economic crisis, a self-employed person could get a mortgage without difficulty. Today, things are a little more complicated for the entrepreneur as lending rules have tightened and the banks are not as willing to finance non-traditional borrowers.In 2012, the Office of the Superintendent of Financial Institutions introduced the B-20 guideline requiring federally regulated banks to tighten up their lending processes. Mortgages for business owners and self-employed entrepreneurs were just one of the practices affected.


Investment Property

Are you looking to purchase an investment property? If so, Mortgages of Canada can help you determine what you can afford and provide you with solutions that will help you achieve your investment goal. You may be in a position to use the equity in your current home to help you with your purchase.

Buying a property to rent out can be a great investment. It could appreciate in value and offer a steady monthly income that you can use towards your current mortgage, your retirement fund or just as extra income. A property flip is another popular type of investment used by many homeowners. The goal behind a flip is to make a profit on a property that is undervalued in the market. The home could be priced low due to the financial distress of the owner or because the property is in need of renovations. Down-payment requirements will vary between lenders for each property so it’s important to do your research before settling on an investment property.

Mortgages – New to Toronto Ontario

Starting a new life in Canada is exciting. As a new immigrant, one of your first goals is likely to be buying your first home in Canada. Mortgages of Canada is here to help you every step of the way, with solutions on everything from saving for a down payment and finding the ideal home, to getting the right mortgage.

Why Choose Mortgages of Canada?


Mortgages of Canada is one of the fastest growing mortgage brokerages in Canada, attributing our success to our commitment to helping customers achieve their financial goals. Our 14 years of experience with mortgage refinancing, debt consolidation and investment properties has allowed us to deliver comprehensive solutions that help our customers succeed in today’s market and prepare them for the future. Whether you’re a landed immigrant or foreign worker, we have what you need to get started, get settled, and prepare for your future.

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