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Smiling Family
Turning Dreams into Addresses

Explore Unbeatable Mortgage Services
with Mortgages of Canada

We Can Mortgage Almost Any Situation, Bad Credit Included..

We are refinancing specialists with 50 plus lenders that compete for your business and can finance almost every scenario.

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Mortgage Renewals

Reviewing your options when your Mortgage is renewing can save you thousands.

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Mortgage Refinancing

Get the financial help you need, lower your payment drastically every month

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Reverse Mortgages

Retirement just got a whole lot easier, Use your equity and be comfortable.

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Bad Credit Mortgages

Sometimes life happens, let us get you the financing you need.

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Bad Credit Refinancing

In trouble, refinancing can help get you out of some sticky situations.

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Second Mortgages

Great rates on a second mortgage, lower your payments.

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Experience in Every
Lending Situation


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Client Reviews

Rated 5/5 ★★★★★ based on 32 reviews.

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‘’My lawyer called me today to let me know that my, ‘mortgage broker is amazing, she is so on point.’ It was a difficult deal, but your expertise and wisdom on home mortgage loans is far beyond any other brokers knowledge I’ve experienced. I cannot thank you enough.’’

– A. Phillip

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Heather & Keith

‘’We were getting ready to renew our mortgage, so we contacted Mortgages of Canada to help. What a great choice! They walked us through the whole process and helped us negotiate a much better interest rate than we had before. I am so happy we went to Mortgages of Canada.’’

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C. Williams

‘’I was looking to buy a duplex as an investment property for my portfolio. I found Mortgages of Canada online and they helped me through the entire pre-approval mortgage process. Because of them, I now have a nice place to stay and an apartment to rent out. I don’t think I could have done it without Mortgages of Canada.’’

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Bill & Lucy

‘’We were looking to refinance our mortgage to do some home improvements, but we wanted to review our options. We heard about Mortgages of Canada from a friend, so we checked them out. Their knowledge on home mortgage loans had us sold. The refinance process was easy and we used the money to increase our property value.’’

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Dan & Cindy

‘’We wanted to get a home mortgage loan through our bank but came across your website on the Internet. Are we ever glad we did! We literally saved tens of thousands of dollars on our mortgage and the whole process was a breeze. Thank you for all your help! ’’


CEO, Mortgages of Canada

Mortgages of Canada has quickly become one of the fastest growing and most reliable mortgage brokerages in the country. With more than 14 years of experience in home mortgages, refinancing, debt consolidation and home equity loans, Samantha and her team offer flexible solutions tailored to meet your needs. At Mortgages of Canada, our customers are at the center of everything we do.

We pride ourselves on our responsiveness to your inquiries and work to make the mortgage application process as simple as possible, knowing that understanding your mortgage options can be complex, it’s our goal to make sure you have everything you need to make the right choices.


Lower Interest Rates

Don’t let penalties deter you; first, know the numbers. Breaking your contract for a lower interest rate can save you money over time, depending on the penalty and the size of your outstanding mortgage. If you hold a variable rate mortgage, then expect to pay a penalty of three months interest, and if you hold a fixed rate mortgage, then you will pay the greater of three months interest or interest rate differential penalty.


Access Your Equity

By refinancing, you can access up to 80% of your home’s value less any outstanding mortgages. That’s extra money for investment opportunities, home renovations, or your children’s education. There are several ways to access this equity including breaking your mortgage, taking on a home equity line of credit or blending and extending your mortgage with your current lender.

Consolodate Debt by Refinancing

If you have enough equity in your home, you will be able to pay-out high-interest debt through a refinance. For example, if you have a number of outstanding debts, such as a car loan, a line of credit, or credit card bills, you may be able to consolidate all of the debt through the variety of refinance options available.

4 ) Renovations,

Since your home is likely your most important investment, renovations are a great way to increase your property value and also make daily living more comfortable. When thinking about funding sources, keep in mind the type of renovations you want to perform, the amount of money you need, and how long you anticipate paying off these costs.

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